The insurance to ski
Ski Insure Insurance
Civil Liability Third-Party Damages
The legal obligation to take out insurance covering damages that skiers could cause to third parties while skiing comes into force on 1 January 2022.
Livigno Ski Passion offers the possibility to purchase the Civil Liability policies together with the ski pass at the ticket office or online.
Ski Insure is the ski insurance that protects the Insured in the event of an accident for any damage caused to other skiers.
Choose the Ski Insure insurance and ski without worries!
SKIPASS FREE - BUY THE INSURANCE ONLINE FOR 1 EURO PER DAY
Combine Ski Insure insurance with your ski pass and protect yourself against harm to others in the event of a ski or snowboard accident.
The main information
regarding insurance coverage
SUBJECT OF THE WARRANTY
The Insurance covers the Insured if they should be civilly liable for damage caused involuntarily to Damaged parties identified and authorised to transit, even temporarily on the pistes (so-called fenced-in area) of the Contracting Party for the following occurrences:
- Physical injuries or death up to Euro 250,000.00;
- Damage to property owned by the Damaged party, provided that physical injuries to the Damaged third party were simultaneously caused in the same event, up to Euro 50,000.00.
For any damage to property and/or injuries suffered by the Damaged party, a straight deductible sum of Euro 500.00 per event shall be always provided and shall be borne by the Insured party.
Should, at the time of the Accident, the Insured party have in force another insurance covering damage to third parties, the Insurance operates as Second Risk.
THE INSURANCE DOES NOT INCLUDE:
|natural persons who fall within the definition of Family member|
|injuries and/or property of the Insured party and/or of a Family member|
|injuries and/or damage caused or facilitated by wilful misconduct by the Insured and/or its Family members|
|damage to property entrusted to the Insured party and/or a Family member for safekeeping|
|injuries and/or damage caused off-piste or outside the areas authorised by the Contracting Party|
|injuries and/or damage resulting from any events that occurred to the Insured party while performing its professional activity|
|damage caused by participation in any races, training sessions, competitions and related qualifying and preliminary and final checks envisaged by the competition regulations|
|property damage with no contextual damage to the Damaged party|
|injuries and/or damage caused by the Insured party after assuming narcotic substances|
|injuries and/or damage caused by the Insured party with a blood alcohol level equal to or higher than the one set by the regulations governing motor vehicle traffic at the time of the accident|
|injuries and/or damages caused by acts of war, insurrections, military occupations, and the development - however arisen, controlled or not - of nuclear energy or radioactivity|
|injuries and/or damage caused by failure to use a protective helmet if required by law|
|injuries to the Damaged party who did not undergo a medical check, in case this was requested by the Company|
|costs for delivery and/or recovery of the documents necessary for the management of the Accident by the Company|
|Accidents in which there is an agreement between the Insured party and the Damaged party, with no prior approval of the Company, including any form of liability, whether total or partial|
In the event of a Claim, it is necessary to contact the following OPERATING CENTERS available to all Insured Parties. All claims must be reported to:
OPENING HOURS: every weekday, except Saturday, from 9 am to 12.30 and from 3 pm to 5.30 pm.
THE CUSTOMER ASSISTANCE CENTER GUARANTEES THE INSURED TO:
Online Consultancy Service for any information on the contents, methods and procedures of the Insurance Programs;
Claims Management Service for the management, settlement and payment of the Indemnity, with limitation to the minimum necessary of the bureaucratic tasks to be borne by the Insured.